Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

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Enter various payment options and determine how long it may take to pay off a credit card.

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Assess whether you are running “in the black” or “in the red” each month.

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